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United Bank of India (UBI) is an Indian government-owned bank that is headquartered in Kolkata. It has a three-tier organizational set up with a head office in Kolkata. It has three full-fledged overseas branches in Kolkata, New Delhi, and Mumbai. The bank is now striving to get operational at an international level, and nationally it has 2054 offices all across the country. On August 31, 2019, the merger was announced with Punjab National Bank. The merger will come in practice from the next fiscal year in April 2020. It has received many prestigious awards by the government, and it provides banking products like consumer banking, corporate banking, finance, insurance, investment banking, mortgage loans, securities, assets, wealth management, credit cards, private banking, private equity and much more.